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401(k) catch-up contributions just got more expensive for high earners

THE STREET·May 20 ago·3 min read
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For years, the 401(k) catch-up contribution gave workers over 50 a straightforward way to lower their tax bill while padding their retirement savings. That arrangement changed on January 1, 2026, when the SECURE 2.0 Act’s Roth catch-up provision went into effect and upended the tax treatment of …

For years, the 401(k) catch-up contribution gave workers over 50 a straightforward way to lower their tax bill while padding their retirement savings. That arrangement changed on January 1, 2026, when the SECURE 2.0 Act’s Roth catch-up provision went into effect and upended the tax treatment of …

For years, the 401(k) catch-up contribution gave workers over 50 a straightforward way to lower their tax bill while padding their retirement savings. That arrangement changed on January 1, 2026, when the SECURE 2.0 Act’s Roth catch-up provision went into effect and upended the tax treatment of …

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